Written by Carrie Schwab Pomerantz, Schwab Chief Strategist for Consumer Education, this weekly column offers helpful advice on how to manage your finances. en-us (C) 2006 Charles Schwab & Co., Inc. - For Personal Use only http://cs.schwab.com/s/r?m=rbncqb771x5jx3cngzsx23g7tvr2&l=r130 60 ecommunications@schwab.com ecommunications@schwab.com http://www.schwab.com/http://www.schwab.com/cms/P-994287.0/charles_schwab_logo.gif?cmsid=P-994287&filename=charles_schwab_logo.gif November 18, 2009<br/><br/>Are you saving enough for retirement? It's not just about numbers. It's about the kind of life you want to lead.<br/><br/><div class="feedflare"> <a href="http://feeds.schwab.com/~ff/rss/personal_side_of_money?a=n_RMlTDjFpo:X-ke62HfcMo:7Q72WNTAKBA"><img src="http://feeds.feedburner.com/~ff/rss/personal_side_of_money?d=7Q72WNTAKBA" border="0"></img></a> <a href="http://feeds.schwab.com/~ff/rss/personal_side_of_money?a=n_RMlTDjFpo:X-ke62HfcMo:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/rss/personal_side_of_money?i=n_RMlTDjFpo:X-ke62HfcMo:V_sGLiPBpWU" border="0"></img></a> </div><img src="http://feeds.feedburner.com/~r/rss/personal_side_of_money/~4/n_RMlTDjFpo" height="1" width="1"/> http://feeds.schwab.com/~r/rss/personal_side_of_money/~3/n_RMlTDjFpo/are_you_saving_enough_for_retirement_only_you_can_decide.html Business Wed, 18 Nov 2009 11:33:32 EST http://www.schwab.com/public/schwab/research_strategies/market_insight/1/ask_carrie/financial_planning/retirement/are_you_saving_enough_for_retirement_only_you_can_decide.html?cmsid=P-3352773&lvl1=research_strategies&lvl2=market_insight November?11, 2009<br/><br/>If you're at the point of needing a payday loan, stop right there—and start getting real help right away.<br/>?<div class="feedflare"> <a href="http://feeds.schwab.com/~ff/rss/personal_side_of_money?a=3gIrNoA3Dbw:64uFFICinMA:7Q72WNTAKBA"><img src="http://feeds.feedburner.com/~ff/rss/personal_side_of_money?d=7Q72WNTAKBA" border="0"></img></a> <a href="http://feeds.schwab.com/~ff/rss/personal_side_of_money?a=3gIrNoA3Dbw:64uFFICinMA:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/rss/personal_side_of_money?i=3gIrNoA3Dbw:64uFFICinMA:V_sGLiPBpWU" border="0"></img></a> </div><img src="http://feeds.feedburner.com/~r/rss/personal_side_of_money/~4/3gIrNoA3Dbw" height="1" width="1"/> http://feeds.schwab.com/~r/rss/personal_side_of_money/~3/3gIrNoA3Dbw/payday_loans_out_of_control.html Business Wed, 11 Nov 2009 19:20:53 EST http://www.schwab.com/public/schwab/research_strategies/market_insight/1/ask_carrie/financial_planning/money_management_and_insurance/payday_loans_out_of_control.html?cmsid=P-3344108&lvl1=research_strategies&lvl2=market_insight November 4, 2009<br/><br/>You can tap your IRA penalty-free when you reach the age of 59 ?—but it's best to wait as long as possible to ensure that asset last as long as you need it.<br/><br/><div class="feedflare"> <a href="http://feeds.schwab.com/~ff/rss/personal_side_of_money?a=lYJSKvoS5kQ:ABllz4Vbp4Y:7Q72WNTAKBA"><img src="http://feeds.feedburner.com/~ff/rss/personal_side_of_money?d=7Q72WNTAKBA" border="0"></img></a> <a href="http://feeds.schwab.com/~ff/rss/personal_side_of_money?a=lYJSKvoS5kQ:ABllz4Vbp4Y:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/rss/personal_side_of_money?i=lYJSKvoS5kQ:ABllz4Vbp4Y:V_sGLiPBpWU" border="0"></img></a> </div><img src="http://feeds.feedburner.com/~r/rss/personal_side_of_money/~4/lYJSKvoS5kQ" height="1" width="1"/> http://feeds.schwab.com/~r/rss/personal_side_of_money/~3/lYJSKvoS5kQ/is_your_ira_an_emergencyfund_possibly_but_dont_touch_it_if_you_dont_have_to.html Business Wed, 04 Nov 2009 11:04:15 EST http://www.schwab.com/public/schwab/research_strategies/market_insight/1/ask_carrie/financial_planning/money_management_and_insurance/is_your_ira_an_emergencyfund_possibly_but_dont_touch_it_if_you_dont_have_to.html?cmsid=P-3336696&lvl1=research_strategies&lvl2=market_insight October 28, 2009<br/>?<br/>Is it a good idea to take out a mortgage to buy stocks? What are the risks? How should you prepare for them?<br/>?<div class="feedflare"> <a href="http://feeds.schwab.com/~ff/rss/personal_side_of_money?a=Ho1VEu6a07Q:XJiS_Xzgs-s:7Q72WNTAKBA"><img src="http://feeds.feedburner.com/~ff/rss/personal_side_of_money?d=7Q72WNTAKBA" border="0"></img></a> <a href="http://feeds.schwab.com/~ff/rss/personal_side_of_money?a=Ho1VEu6a07Q:XJiS_Xzgs-s:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/rss/personal_side_of_money?i=Ho1VEu6a07Q:XJiS_Xzgs-s:V_sGLiPBpWU" border="0"></img></a> </div><img src="http://feeds.feedburner.com/~r/rss/personal_side_of_money/~4/Ho1VEu6a07Q" height="1" width="1"/> http://feeds.schwab.com/~r/rss/personal_side_of_money/~3/Ho1VEu6a07Q/is_it_a_good_idea_to_borrow_in_order_to_buy_stocks.html Business Wed, 28 Oct 2009 18:12:03 EDT http://www.schwab.com/public/schwab/research_strategies/market_insight/1/ask_carrie/investing/general_principles/is_it_a_good_idea_to_borrow_in_order_to_buy_stocks.html?cmsid=P-3329663&lvl1=research_strategies&lvl2=market_insight October 21, 2009<br/><br/>IRA deductibility rules are complicated, but worth understanding so you maximize your tax advantage and boost your retirement portfolio.?<br/>?<div class="feedflare"> <a href="http://feeds.schwab.com/~ff/rss/personal_side_of_money?a=bzVJbPYsnas:94GU--282_Q:7Q72WNTAKBA"><img src="http://feeds.feedburner.com/~ff/rss/personal_side_of_money?d=7Q72WNTAKBA" border="0"></img></a> <a href="http://feeds.schwab.com/~ff/rss/personal_side_of_money?a=bzVJbPYsnas:94GU--282_Q:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/rss/personal_side_of_money?i=bzVJbPYsnas:94GU--282_Q:V_sGLiPBpWU" border="0"></img></a> </div><img src="http://feeds.feedburner.com/~r/rss/personal_side_of_money/~4/bzVJbPYsnas" height="1" width="1"/> http://feeds.schwab.com/~r/rss/personal_side_of_money/~3/bzVJbPYsnas/maxing_out_your_tax_deductible_ira.html Business Thu, 22 Oct 2009 19:56:44 EDT http://www.schwab.com/public/schwab/research_strategies/market_insight/1/ask_carrie/financial_planning/retirement/maxing_out_your_tax_deductible_ira.html?cmsid=P-3320864&lvl1=research_strategies&lvl2=market_insight